Do you want to start a home-based business? Having a home business of your own is a good way to make a living. Keep in mind that it there are risks involved. Most home-based businesses do not have the same risks as other businesses, including buildings, employees, production machinery, and a fleet of vehicles.
However, home-based businesses do have many risks that need to be considered.
Do Some Pre Planning
- Check with your local zoning to see if home-based businesses are allowed
- If you are planning on having customers visit your home, you may need special permits.
Home Based Business Risks Can Include
- Product liability
- Professional Liability
- Injury or damage to customers
- Auto accidents
- Disability
- Cyber breach
- Property loss and damage
- Crime and dishonesty
- Cyber liability
- Web page copyright liability
- Employees or contractor’s issues
The key is to understand what these risks are so you can take the necessary actions to make sure that your business is protected. It is important to carry the right commercial insurance to protect your business in case of an unforeseen event. Hire a reputable insurance provider to help you assess the potential risks and determine which types of policies meet your business needs.
As an independent insurance agency we are affiliated with multiple industry-leading companies. It is these partnerships that allow us to provide our clients with better coverage at a competitive price. Our staff is knowledgeable and committed to providing a quality customer service experience to our valued clients.
Mid States Insurance Agency has two separate and distinctive departments with separate goals:
We are a full service independent insurance agency with the ability to help with all lines of insurance from personal auto, home, umbrella, boat, motorcycle, life and health, to the business owner with complex needs. We represent many of the TOP insurance carriers and are available to listen, learn and guide you though your insurance needs. We will take a comprehensive approach to your insurance that considers the best balance of coverage and cost. We are proud to be licensed in Illinois, Kansas, and Missouri.
We also have a second division that is focused on providing perpetuation solutions as well as back room support to existing agencies. We help an agent do what they do best, sell insurance and leave the rest to us. We are actively looking for agencies looking to partner and secure the perpetuation of their life time work. We can help them secure that the years of commitment to their agencies get the reward they deserve and will allow the agent to continue to work in the agency and remain a partner and protector of the customers they have worked so hard for over the years.
We concentrate on maximizing your agencies bottom line by consolidating services that are duplicated in every agency, providing superior service to the agent and customers allowing them to focus on the acquisition of new business knowing that they are our partners in the growth, sales, service and profitability!