Home Page Home Page Our Locations Contact Us Member Login Life & Health Insurance Business Insurance

Home > Blog > Fall Home Fire Prevention Tips
WEDNESDAY, SEPTEMBER 5, 2018

Fall Home Fire Prevention Tips

According to Ready.gov. 2,500 people die each year in home fires. Did you know that most home fires occur in the kitchen while cooking, and are the leading cause of injuries from fire? You homeowner’s or renter’s insurance will cover damage due a fire (check policy for actual terms and conditions).

Here are some effective ways to prevent home fires.

1.    Have a working smoke alarm in each bedroom. Half of home fire deaths happen between 11 p.m. and 7 a.m.

2.    If a fire occurs in your home, GET OUT, STAY OUT and CALL for help.

3.    If you are cooking, do not leave the kitchen while you have something on the stove. Fires can spread quickly.

4.    Never smoke in bed.

5.    Inspect extension cords for frayed or exposed wires or loose plugs.

6.    Always have a pre-determined exit plan and include your children in practicing the plan.

7.    Keep pets away from the stove and counter tops.

8.    Keep children three feet away from anything hot; space heaters and stove-tops can cause serious burns.

9.    Test smoke alarms once a month, if they’re not working, change the batteries.

10.  Never play with lighters or matches when you are with your children; they may try to imitate you.

 

What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.
Posted 1:21 PM

Tags: home insurance, insurance, premium savings
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

  • business insurance(36)
  • commercial insurance(30)
  • personal insurance(28)
  • home insurance(23)
  • auto insurance(17)
  • insurance(11)
  • premium savings(8)
  • flood insurance(7)
  • bonds(4)
  • rental cars insurance(4)
  • halloween safety(2)
  • life insurance(2)
  • auto accident(2)
  • auto savings(2)
  • motorcycle insurance(2)
  • renters insurance(1)
  • health(1)
  • flooding(1)
  • safety(1)
  • home safety. halloween safety(1)
  • contractors insurance(1)
  • rv insurance(1)
  • risk(1)
  • home insruance(1)
  • cyber insurance(1)
  • workers compensation(1)
  • boat insurance(1)
  • risk management(1)
  • motorcycle(1)
  • homeowners insurance(1)
  • rv insurance. atv insurance(1)

View Mobile Version
 
   
Mid-States Agencies   887 Bolger Ct.    |   St. Louis, MO 63026   |   Phone:314-919-2057 Powered by Insurance Website Builder
Home Page About Us Our Services Make a Payment Get A Quote Contact Us Our Blog RSS Feed