A Commercial Insurance Update
There are many insurance companies that are willing to offer you business commercial insurance coverage. However, how can tell them apart, other than by their logo or advertising? That is why you hire us, to help you review your risk, then design a program that fits your needs, and finally go to the marketplace and bring back the best options. Not all insurance companies are the same. They all offer different kinds of business insurance and services. Here are some of the different kinds of coverage that you might consider when designing a commercial insurance program. Each of these liability types offers protection from business-related fraud. Purchasing several, or even all, of these policies may be necessary to fully protect your company from lawsuits.
- Directors and Officers Insurance
- Commercial Auto
- Commercial Liability
- Commercial Crime Liability
- Property Insurance
- Business Income and Extra Expense
- A Commercial Umbrella Policy
- Errors and Omissions Insurance
- Fiduciary Liability
- Employee Practices Liability
- Privacy and Network Security Insurance
One way to make sure you get the best possible combination of coverage, price, and service is to have us help you identify the top insurers in your industry. Other things to consider are your deductibles and limits purchased. When selecting an insurance company allow your agent to do most of the heavy lifting.
Mid States Insurance Agency has two separate and distinctive departments with separate goals:
We are a full service independent insurance agency with the ability to help with all lines of insurance from personal auto, home, umbrella, boat, motorcycle, life and health, to the business owner with complex needs. We represent many of the TOP insurance carriers and are available to listen, learn and guide you though your insurance needs. We will take a comprehensive approach to your insurance that considers the best balance of coverage and cost. We are proud to be licensed in Illinois, Kansas, and Missouri.
We also have a second division that is focused on providing perpetuation solutions as well as back room support to existing agencies. We help an agent do what they do best, sell insurance and leave the rest to us. We are actively looking for agencies looking to partner and secure the perpetuation of their life time work. We can help them secure that the years of commitment to their agencies get the reward they deserve and will allow the agent to continue to work in the agency and remain a partner and protector of the customers they have worked so hard for over the years.
We concentrate on maximizing your agencies bottom line by consolidating services that are duplicated in every agency, providing superior service to the agent and customers allowing them to focus on the acquisition of new business knowing that they are our partners in the growth, sales, service and profitability!